Upravljanje odnosima s korisnicima u bankarstvu: Savremeni pristup

  • Jelena Cvijović Ekonomski institut, Beograd
  • Milica Kostić-Stanković Univerzitet u Beograde, Fakultet organizacionih nauka
  • Marija Reljić Ekonomski institut, Beograd
Ključne reči: Customer satisfaction||, ||Zadovoljstvo korisnika, Customer trust||, ||Poverenje korisnika, Segmentation||, ||Segmentacija, Banking industry||, ||Bankarski sektor, Management||, ||Upravljanje, Industries||, ||Industrija, Customers||, ||Korisnici, Customer relationship management||, ||Upravljanje odnosima s korisnicima, Banking||, ||Bankarstvo,

Sažetak


Usled oštre konkurencije u bankarskom sektoru, gde se kontinuirano vodi konkurentsko nadmetanje za osvajanje većeg dela tržišta, odnosno privlačenje što većeg broja korisnika, a uzevši u obzir slabo diferenciranu ponudu banaka, adekvatno upravljanje odnosima sa korisnicima predstavlja osnovno sredstvo za postizanje boljih poslovnih rezultata. U tom kontekstu, predmet istraživanja u radu odnosi se na utvrđivanje karakteristika savremenog pristupa upravljanju odnosima s korisnicima i na faktore koji utiču na uspešnost ovog procesa, u svrhu ostvarenja dugoročnih i obostrano korisnih odnosa banaka i korisnika bankarskih proizvoda i usluga.

Reference

Adapa, S., & Roy, S.K. (2017). Consumers' Post-Adoption Behaviour towards Internet Banking: Empirical evidence from Australia. Behaviour & Information Technology, 36(9), 970-983.

Agaliotis, K., & Hadzic, M. (2015). Can retail banking clients’ attrition be managed? Industrija, 3(43), 107-122.

Amoako, G.K., Anabila, P., Effah, E.A., & Kumi, D.K. (2017). Mediation role of brand preference on bank advertising and customer loyalty: A developing country perspective. International Journal of Bank Marketing, 35(6), 983-996.

Arcand, M., Promtep, S., Brun, I., & Rajaobelina, L. (2017). Mobile banking service quality and customer relationships. International Journal of Bank Marketing, 35(7), 1068-1089.

Awasthi, P., & Sangle, P.S. (2013). The importance of value and context for mobile CRM services in banking. Business Process Management Journal, 19(6), 864-891.

Bhat, S.A., & Darzi, M.A. (2016). Customer relationship management: An approach to competitive advantage in the banking sector by exploring the mediational role of loyalty. International Journal of Bank Marketing, 34(3), 388-410.

Brige, A. (2006). Building relationship with customers by using technological solutions in commercial banks of Latvia. Baltic Journal of Management, 1(1), 24-33.

Brun, I., Durif, F., & Ricard, L. (2014). E-relationship marketing: A cognitive mapping introspection in the banking sector. European Journal of Marketing, 48(3-4), 572-594.

Chawla, D., & Joshi, H. (2017). Consumer perspectives about mobile banking adoption in India - a cluster analysis. International Journal of Bank Marketing, 35(4), 616-636.

Cvijović, J., Kostic-Stankovic, M., & Janičić, R. (2014). Implementation of data bases in advertising, Marketing, 45 (4), 299-311, ISSN: 0354-3471.

Dahlstrom, R., Nygaard, A., Kimasheva, M., & Ulvnes, A.M. (2014). How to recover trust in the banking industry?, A game theory approach to empirical analyses of bank and corporate customer relationships. International Journal of Bank Marketing, 32(4), 268-278.

Dimitriadis, S. (2011). Customers' relationship expectations and costs as segmentation variables: Preliminary evidence from banking. Journal of Services Marketing, 25(4), 294-308.

Ekinci, Y., Uray, N., & Ülengin, F. (2014). A customer lifetime value model for the banking industry: A guide to marketing actions. European Journal of Marketing, 48(3-4), 761-784.

Estrella-Ramón, A. (2017). Explaining customers' financial service choice with loyalty and cross-buying behaviour. Journal of Services Marketing, 31(6), 539-555.

Estrella-Ramón, A., Sánchez-Pérez, M., Swinnen, G., & VanHoof, K. (2017). A model to improve management of banking customers. Industrial Management & Data Systems, 117(2), 250-266.

Heinonen, K. (2014). Multiple perspectives on customer relationships. International Journal of Bank Marketing, 32(6), 450-456.

Herington, C., & Weaven, S. (2007). Can banks improve customer relationships with high quality online services?. Managing Service Quality, 17(4), 404-427.

Jugovic, Т., Petrovic, D., & Kostic-Stankovic, M. (2015). Customer relationship management as a source of competitiveness of companies in changing environment, Marketing, 46 (4), 285-296, ISSN: 0354-3471.

Kaabachi, S., Mrad, B.S., & Petrescu, M. (2017). Consumer initial trust toward internetonly banks in France. International Journal of Bank Marketing, 35(6), 903-924.

Kaushik, A.K., & Rahman, Z. (2015). Innovation adoption across self-service banking technologies in India. International Journal of Bank Marketing, 33(2), 96-121.

Komazec, S., Todorovic, I., Kostic-Stankovic, M., & Jaško, O. (2015). Introducing CRM Concept and Accompanying Organizational Change in Public Company as a Possibility for Improving Satisfaction of Residents. Economic and Social Development, 9th International Scientific Conference, Varaždin, Croatia, 469-478. ISBN: 978-953-6125-16-6.

Kostic-Stankovic, M. (2013). Marketing communications in customer relationship

management, Andrejević Endowment, Belgrade, ISSN 1821-2484.

Larsson, A., & Viitaoja, Y. (2017). Building customer loyalty in digital banking: A study of bank staff's perspectives on the challenges of digital CRM and loyalty. International Journal of Bank Marketing, 35(6), 858-877.

Lee, C.C., & Liu, T.Y. (2017). Insurance development, banking activities, and regional output: Evidence from China. Empirical Economics, 53(3), 1059-1081.

Lewis, N.K., Palmer, A., & Moll, A. (2010). Predicting young consumers' take up of mobile banking services. International Journal of Bank Marketing, 28, 410-432.

Liébana-Cabanillas, F., Muñoz-Leiva, F., & Rejón-Guardia, F. (2013). The determinants of satisfaction with e‐banking. Industrial Management & Data Systems, 113(5), 750-767.

Lundahl, N., Vegholm, F., & Silver, L. (2009). Technical and functional determinants of customer satisfaction in the bank-SME relationship. Managing Service Quality, 19(5), 581-594.

Lymperopoulos, C., Chaniotakis, I.E., & Soureli, M. (2013). The role of price satisfaction in managing customer relationships: The case of financial services. Marketing Intelligence & Planning, 31(3), 216-228.

Mishra, V., & Vaithianathan, S. (2015). Customer personality and relationship satisfaction: Empirical evidence from Indian banking sector. International Journal of Bank Marketing, 33(2), 122-142.

Ndubisi, N.O., Wah, K.C., & Ndubisi, G.C. (2007). Supplier-customer relationship management and customer loyalty. Journal of Enterprise Information Management, 20(2), 222-236.

Ofori, K.S., Boateng, O.A.F., & Gvozdanovic, I. (2017). Examining customers' continuance intentions towards internet banking usage. Marketing Intelligence & Planning, 35(6), 756-773.

Padmavathy, C., Balaji, M.S., & Sivakumar, V.J. (2012). Measuring effectiveness of customer relationship management in Indian retail banks. International Journal of Bank Marketing, 30(4), 246-266.

Paul, J., Mittal, A., & Srivastav, G. (2016). Impact of service quality on customer satisfaction in private and public sector banks. International Journal of Bank Marketing, 34(5), 606-622.

Pedron, C.D., Picoto, W.N., Dhillon, G., & Caldeira, M. (2016). Value-focused objectives for CRM system adoption. Industrial Management & Data Systems, 116(3), 526-545.

Rezghi, A.R., Valmohammadi, C., & Yousefpoor, J. (2014). The relationship between customer satisfaction and customer relationship management system: A case study of Ghavamin Bank. Industrial and Commercial Training, 46(4), 220-227.

Saarijärvi, H., Karjaluoto, H., & Kuusela, H. (2013). Customer relationship management: The evolving role of customer data. Marketing Intelligence & Planning, 31(6), 584-600.

Saberi, M., Hussain, O.K., & Chang, E. (2017). Past, present and future of contact centers: A literature review. Business Process Management Journal, 23(3), 574-597.

Shakil, M., Shahid, A., & Ehtisham-Ul-Mujeeb, R. (2012). ECRM and customers: A case of Askari Commercial Bank, Pakistan. Business Strategy Series, 13(6), 323-330.

Sampaio, C.H., Ladeira, W.J., & Santini, F.D.O. (2017). Apps for mobile banking and customer satisfaction: A cross-cultural study. International Journal of Bank Marketing, 35(7), 1133-1153.

Sangle, P.S., & Awasthi, P. (2011). Consumer's expectations from mobile CRM services: A banking context. Business Process Management Journal, 17(6), 898-918.

Saxena, S., & Al-Tamimi, T.A.S.M. (2017). Big data and Internet of Things (IoT) technologies in Omani banks: A case study. Foresight, 19(4), 409-420.

Strandberg, C., Wahlberg, O., & Öhman, P. (2012). Challenges in serving the mass affluent segment: Bank customer perceptions of service quality. Managing Service Quality: An International Journal, 22(4), 359-385.

Stefanov, D., & Kostić-Stanković, M. (2014). Organization of contact centers - communication channels and employees in the contact center, Bankarstvo, 1/2015, 116-135.

Stefanov, D., Kostic-Stankovic, M., & Makajic-Nikolic, D. (2015), Distribution of Operators in the Support Service of the Contact Center of Komercijalna Banka ad Belgrade. SYМ-ОP-IS 2014, Divcibare, Serbia, (355-360), ISBN:978-86-7395-325-0.

Tang, J., & Ai, L. (2013). The system integration of anti-money laundering data reporting and customer relationship management in commercial banks. Journal of Money Laundering Control, 16(3), 231-237.

Tran, H.T.T., & Corner, J. (2016). The impact of communication channels on mobile banking adoption. International Journal of Bank Marketing, 34(1), 78-109.

Valmohammadi, C., & Beladpas, M. (2014). Customer relationship management and service quality, a survey within the banking sector. Industrial and Commercial Training, 46(2), 77-83.

Vegholm, F. (2011). Relationship marketing and the management of corporate image in the bank-SME relationship. Management Research Review, 34(3), 325-336.

Wisskirchen, C., Vater, D., Wright, T., de Backer, P., & Detrick, C. (2006). The customer-led bank: Converting customers from defectors into fans. Strategy & Leadership, 34(2), 10-20.

Zineldin, M. (2005). Quality and customer relationship management (CRM) as competitive strategy in the Swedish banking industry. The TQM Magazine, 17(4), 329-344.

Objavljeno
2017/12/18
Broj časopisa
Rubrika
Pregledni članak