Testiranje konkurencije u bankarskom sektoru Srbije: Panzar-Rosse pristup
Sažetak
Rad ispituje konkurenciju u bankarskom sektoru Srbije pomoću Panzar-Rosse modela koji je ocenjen za panel banaka u periodu 2004-2012. Rezultati ukazuju na prisustvo monopolističke konkurencije na nivou celog bankarskog sektora. Ocene na podskupu velikih banaka, koje čine 65% ukupne aktive bankarskog sektora, ukazuju na monopolsko ponašanje ili jaku nekonkurentsku oligopolsku strukturu. To znači da su cene bankarskih proizvoda suboptimalne posmatrano sa aspekta opšteg blagostanja.
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